Applicant Credit Rating


  Pre-Qualify  With  Our  Simple  FAST  QUAL  Form                               RISK FREE -  Program Qualifier
Tell us what your looking for...


Have you been in the same line of work for two years at least.

How much do you have in documentable reserves ?  This only includes things like
checkings, savings, 401k, life insurance, and investments/stocks/bonds...Anything
that could be turned to cash in a matter of hours.  Liquid Assets.

How much do you have in monthly total debt reporting on your credit
report ?  This includes credit card payments, car payments, house payments,
or other debt that reports to the credit bureaus. 
Indicate your gross monthly income before taxes.

Estimate the total value of  homes you currently own.
Do you own property in your name ?

Describe this property(s)

Number of homes owned                                   Complete Addresses of Property (s)
Any judgements, foreclosure, deed in lieu of, short sales, collection accounts, judgements, or tax liens ?

Any delinquent student loans, taxes, or bankruptcy?   
CREDIT WILL
NOT BE RUN.

Social Security # 
Not Required .
E Mail Address To Respond To :
Contact Phone Number ( optional ):
Name 
Any other considerations you think we should know about ?  Please explain any of the below.
Select the purpose.                      Select the loan amount                                                 

If you need a refinance, select the type                                     Estimate Equity

If you need a purchase loan, select the type                                          Downpayment
Which Realtor / Loan Agent are you working with ?
Register and PreQualify For All Products - Including FHA Refi !

"The Easy - Basic Application"
"The Full Application Suite"
Within past 12 months -  How is your mortgage or rent payment history ?


If you know your scores what are they ?

If you dont know your scores, how would you rate your credit ?

Explain about late payments, collection accounts, or other negative info.

The Basics
What Are You Looking For ?
First Time Home Buyer ? 
Select the price range.
What term are you most considering for a loan?

Where is the down payment coming from?                                                                                           
What State and County are you interested in buying in?
Have you found a home yet ?
Select the price range your considering.
Home Buyers
Home Loans     Enter Data of Most Qualified Applicant. 
What is the address or MLS # of properties your looking at ?
What features are you looking for ? 
( 3 bedroom, large lot, pool, 4 bathrooms etc. )
Select the type of home and product your most interested in.
Would you like emails of property listings ?
Loan Payment Type
Preference
Applicant Employment Status
Self Employed ?
Can you prove your income?  How?
Are you currently employed ?
Applicant Assets and Reserves
Applicant Monthly Liabilities
Applicant Do You Own Property ?
Applicant's Other Considerations
Congratulations !  You have finished your basic pre qualification for a great home or loan.
Full Applications and Forms -
After you receive your quote and you decide to continue with the process, you may be directed here to start the loan process..
CREDIT WILL
NOT BE RUN.

Social Security # 
Not Required .
CAL HFA and FHA Loan Pre Qualifications
email me
William "Bill" Gray
CA DRE #01346229


The 24 Hour Realtor: Toll Free  (888)34-CASH5   or (877)520-5911
"Realtor and Real Estate Agent = Rebate" Cash Rebates For Buying or
Purchasing A Home in California !
Always Current
Poor Fair Good Great Super
Just StartedFinal ChoicesReady To BuyN/A
Yes No Partially
YesNoOff and On
Currently Own No , Dont Own  Own with someone else
Investment or Rental I Live In It I'm selling it Complicated
Yes - 1st time buyerNo  - I've owned before     
Late, but not more than 30 days
30 days late twice
60 days late +
Buy A Home Refinance A Home   Both Refi & Buy
Check if YES
Interest Only ?
Amortizing
30 day late once
Yes (SE)No (WE)
Self Employed & Job