How To Get Started On Your CA. Home Purchase-Rebate
1. Get Qualified -
Find out what price range to start looking at - what you can afford or are willing to pay.
Check with a Credit Reporting Company and pull your credit yourself. You will have to pay
for it, but you won't lower your score buy looking at it yourself. Brokers and lenders are
notorious for running your credit into the ground at the "rate shopping stage".
Then find several lenders, who will give you a scenario based on your own scores. Finally, when
you feel you have the best lender and they are being realistic, we can see if they can be beat -
without running your score.
2. Get Moving - Start looking for the home of your dreams. The easiest places to look are at Realtor.Com or Trulia.Com. Narrow down your selections based on your needs first, then
desires. Start with geographical area, then price, and then selection for best results.
3. Contact us - Think you have a good idea of what your looking for or have it narrowed down? When your ready to view the properties, give us a call. We can also pull similar properties that may not be listed on agent websites or consumer link sites.
4. Set Aside A Solid Day of Viewings & Lets Go See Them - We can drive or you can drive. However you wish, we will show you the world. Each of our agents' have a special access key and lock box access system to properties throughout Southern Calfornia.
Links To Popular Hassle Free or Advertising Free Sites To Search The MLS
Links to NEW CA Home Builders - - - -
Important - DO NOT LOSE OUT! Before you visit a new home or sales office or make contact with their sales people - You must do your first visit with Realtor - William Gray. Making contact via an appointment request or information request, may also invalidate the rebate!
The builders do not like dealing with agents as they lose more versus with a private buyer. If you do not go with this Realtor, you will not qualify for a cash rebate on your new home, and the builder will keep your money. Some builders will allow us to visit a regional center to qualify for all homes in the area. Call us for details BEFORE you go.
Most builders are hurting badly due to the market and are offering enhanced commissions to agents. You will receive your rebate based on this enhanced commission ! They will not pass the savings on to you unless you are represented. Concessions and commission are two different things in their eyes. We have the "back office" information on their properties - not on the mls and not available to the general public. Fill out our form or give us a call !
We recommend this site to best locate the home builder who has a development in the area you want.
It allows you to search by location and builder name. Keep in mind that requesting information, registering, or setting an appointment will invalidate your rebate. However, you may visit the builder sites or look at brochures. Do not reveal personal information at the site below or you will be besieged with phone calls and spam. Click below to connect in a new window.
Cash Rebate Real Estate & Loan For Southern California
Riverside County - Orange County - San Diego County - Los Angeles County
Welcome to Southern California
Cash Rebate Home Buying
Utopia Mortgage & Real Estate has been in the business of purchasing real estate & helping buyers for over 15 years in Southern California. We bring the cost of buying homes to better terms. If you bring us the duty of representation in a purchase real estate transaction, we will provide you tools to reduce the cost of owning a home and cash to use as you please.
Bottom Line : Buy the home you want for less - less cost, less hassle, and less time.
Move Into Your New Home With As
Little As $500 Out Of Pocket
No Payments Up To 6 Months - First Time Buyers OK - 100% Finance
Stated Income & Asset Loans - Government Grants - FHA Loans -
CAL HFA Loans - Interest Only - All Types Available
Valid for all Southern
California Communities:
Orange County
Riverside County
LA County
San Bernardino County
San Diego County
and More !
What makes you different from other Cash Rebate/Back Real Estate Agents ?
Below Market Price Strategies - Offer Writing, Negotiations, AND Representation AND
#1 We Give You More $ And Take Less - We give you more than the leading, national cash back real estate company. Whether you are just buying or doing both buying and sellling, we give you more. Short term cash up front and long term, you will be given more on both ends. We don't make it up with higher loan rates or fees through an affiliated lender. We also give you choice without penalty. We are the best choice, read more...
#2 A FREE Loan.....We let you choose the lender. It is not a condition for your cash rebate. We will do it for FREE and present our best possible loan solution for you to consider - saving you thousands each year in hidden increased rate and points. If you don't want us on the loan, we will point you in the right direction and happily work with your lender. Our motivation is clear. The largest or best marketed cash rebate realty company in Southern California wants you to use their "preferred" lender or they cut the cash back by up to 50% - Your cash back with them is eliminated by payments which are going to be higher than usual.
#3 Take Advantage of Loan Officer Expertise.... If you decide to do our loan with us, be assured your agent has years of mortgage loan experience. Depending on your lender, or with our combination of representing you and providing this special loan, we can arrange the seller to pay most or all of the loan costs. Our offer writing also takes into account special lender incentives and lender allowances for seller concessions unknown to most Realtors. Most real estate agents have no experience with numbers and loans. Some of our clients are real estate agents who need hard to find loans.
#4 Dedication.....Each agent is limited to 3 buyers and 2 listings at a time, to fully dedicate themselves to your home purchase. We'll work around your schedule. Most large brokers and big name companies make it very difficult to get personal, right away service. Workloads can be 300% more demanding on their agents. We are extra sensitive and responsive to your needs.
#5 Multiple Transaction Specials..... If you currently own a home, are looking to sell and then buy, you may be entitled to further discounts on our services. Typically, you will receive an extra 10% cash back from the purchase and your listing will be done at 1.% for the listing agent commission, instead of the standard 3%. Ask your agent for details.
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Home Purchase Cash Rebates
Home Purchase Cash Rebates
Home Purchase Cash Rebates
Home Purchase Cash Rebates
Home Purchase Cash Rebates
" Home & Cash Back ! "
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While we specialize in California, our partner, Watermarke Home Loans is able to lend in 48 states. Ask your agent for details
